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Shakespeare, through Polonius, warns: “Neither a borrower nor a lender be.” It’s one of those lines that sounds outdated in a modern credit economy. Credit fuels growth. Borrowing accelerates opportunity. Lending creates return.All true. And yet, spend enough time in the back end of the system—the part where things break—and the line starts to sound…
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The Wall Street Journal, April 2026. The AI frenzy is upon us. The market is at record highs. What’s it like on the frontier? Chaotic. We’re running 100 miles per hour. Everyone trying to prove the most efficient use case. The biggest gain. The fastest edge. The sky feels like the limit. But those at…
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WSJ 7 Apr 2026 There’s a growing narrative—recently echoed in WSJ—that AI is accelerating the exit of workers over 50 because they’re unwilling to “relearn” yet another technology cycle. That conclusion is analytically weak. It confuses correlation with causation, then reinforces it with anecdotal interviews rather than structural evidence. Late-career workforce dynamics have always included…
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(James Taranto WSJ 3 Apr 2026) AI is going mainstream fast—doing exactly what it’s designed to do. And already we’ve got pieces like an WSJ op-ed calling AI detectors a defamation machine. So what’s actually happening? Is AI destroying writers’ careers? Or are the people using it doing the damage? The battle is on. If…
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The title of this post is borrowed intentionally. Years ago, I read Hope Is Not a Method: What Business Leaders Can Learn from America’s Army by General Gordon R. Sullivan (with Michael V. Harper). I found the idea compelling. When colleagues—and especially direct reports—would start in with “I hope…”, I would hand out the book.…
Financial Foundations with Jim Curham 